Attention: You are using an outdated browser, device or you do not have the latest version of JavaScript downloaded and so this website may not work as expected. Please download the latest software or switch device to avoid further issues.

CONSUMER FINANCE

THE BICYCLE ASSOCIATION SCHEME

The Bicycle Association and Novuna Finance have teamed up to create an exclusive package for UK bicycle stores. 

Our competitive rates package, easy sign-up process and intuitive online consumer portal allows stores to offer their consumers a more flexible way to pay. 

Offering lower turnover thresholds and better rates that retailers could achieve on their own, to apply you just need to meet these three criteria:

  • 2 years accounts
  • Net assets £25k+
  • Last accounts profitable

Retailer Qualifying Criteria:

  • 2 years accounts
  • Net assets £25k+
  • Last accounts profitable
SIGN UP NOW

KEY FEATURES

Finance

  • £250 - £25,000 consumer purchase range
  • Competitive Rates and Varying repayment periods (see rate card)
  • Acceptance rates - 50%/60% online, Instore 90%
  • Offer consumers up to 10 months without an FCA license, or up to 48 months with FCA


System

  • Soft search facility – pre-qualify your consumers without the concern of a hard credit check
  • E comm integration (many major platforms plus Citrus Lime* to follow summer 2025)
  • Full API documentation for any bespoke integration.


Support

  • System and compliance training plus PDF in-store manual
  • Standard in-store POS – assistance with compliance if creating your own bespoke POS
  • External assistance with FCA License if required
  • Easy 1:1 sign-up process over Zoom/Teams/Hangouts with dedicated Account Manager

Rotating images

.

.

.

.

The Novuna Portal

Novuna is a credit system designed with retail in mind.

The application platform is quick, simple and provides a great customer experience from start to finish. You’ll find no clunky tech or lengthy applications here – just flexible ways to pay for your customers.

SIGN UP NOW

Sign Up Today

Competitive rates package, easy sign-up process and intuitive online consumer portal allows stores to offer their consumers a more flexible way to pay. 


SIGN UP NOW
image

QUICK LINKS

About
Code of Practice
Terms & Conditions
Privacy
Cookies

FOLLOW ON SOCIAL MEDIA

© Bicycle Association of Great Britain, 2025

This website is powered by
ToucanTech